Africa’s Digital Economy Is Growing Faster Than Its Trust Infrastructure
Fraud is eroding confidence across fintech, banking, and digital commerce.
A new Dojah Research Report, based on insights from GSMA, INTERPOL, and analysis across 10+ African markets, reveals how continuous profile scoring helps institutions detect threats earlier and build safer, more inclusive ecosystems.
$6.4 Billion
Lost annually to digital fraud (INTERPOL 2025)
86%
Rise in digital-banking fraud (SABRIC 2024)
32%
Only 32% of African states have data-sharing frameworks (AU 2024)
Digital growth
Trust confidence
The Opportunity Is Huge. So Is the Risk.
Africa's digital economy will surpass USD 210 billion by 2025, powered by fintech, e-commerce, and mobile payments.
But trust hasn’t kept pace. Static, document-based KYC can’t detect today’s AI-driven, cross-border fraud.
Each breach erodes confidence; each false rejection slows inclusion.
Inside “The State of Fraud & Risk Intelligence in Africa 2025”
Drawing on insights from GSMA, INTERPOL, and Dojah’s work across 10+ markets, this report uncovers:
- How post-onboarding fraud now outpaces identity fraud
- The rise of AI-enabled scams and "Fraud-as-a-Service" networks
- Why continuous, multi-signal risk intelligence is the only sustainable defense
Three Key Insights Redefining Digital Trust
Fraud Is Evolving
Authentication-stage attacks now exceed registration fraud (TransUnion 2024).
AI Is a Double-Edged Sword
Fraudsters use generative AI to impersonate users and bypass biometrics.
Continuous Trust Is the Future
Multi-signal systems cut losses while reducing user friction.
Comprehensive Insights. Actionable Intelligence.
Go deeper with data, frameworks, and recommendations designed for decision-makers.
What's Inside the Full Report:
Regional analysis across East, West, Southern & Central Africa
Data-backed AI-fraud trends and forecasts
Risk-intelligence architecture explained (Profiled Risk model)
Strategic recommendations for fintechs, regulators, and tech providers
Roadmap for building Africa's digital-trust infrastructure
Based on verified data from GSMA, INTERPOL, the African Union, and Dojah's multi-market observations.
"Nosingleentitycandefeatfraudalone;Africa’strustadvantagewillbebuiltthroughcollectiveintelligence."
– Dojah Research & Product Marketing Team, 2025
Get the Full “State of Fraud & Risk Intelligence in Africa 2025” Report
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About Dojah
Dojah builds the trust infrastructure enabling Africa's digital economy to grow securely and inclusively.
Operating in 10+ markets, we help financial institutions, fintechs, and telecoms connect data, intelligence, and compliance through unified risk insights.
Our mission is to make digital trust a growth enabler for every African business.
Visit Dojah